{"id":12,"date":"2024-08-12T12:18:30","date_gmt":"2024-08-12T09:18:30","guid":{"rendered":"https:\/\/blogi.savonia.fi\/vaisanensanna\/?page_id=12"},"modified":"2025-01-03T16:45:12","modified_gmt":"2025-01-03T14:45:12","slug":"digi-citizen","status":"publish","type":"page","link":"https:\/\/blogi.savonia.fi\/vaisanensanna\/digi-citizen\/","title":{"rendered":"DIGI CITIZEN"},"content":{"rendered":"\n

KELA, Omakanta & KEVA<\/strong><\/p>\n\n\n\n

I use KELA\u2019s services only to pay the student healthcare payment in the OmaKela e-service. I have also used it before to apply for student benefit and to make a payment plan to pay back some of the student benefits. To get a European health care card, I used the search bar to search for it directly. The first article from the search gave me information and a link to the e-service, where I can apply for the card. I logged in to the e-service with my bank details. The application for the card was not straight on the first page and it took me a minute to find it. I looked through the application but didn\u2019t apply it, because I already have a valid one.<\/p>\n\n\n\n

I opened another tab and searched OmaKanto from google, and logged in to OmaKanta from the home page, with the same authorization as to OmaKela and didn\u2019t need to log in with my bank details again. I use OmaKanta occasionally, to check what doctors have written from appointments and to check my prescriptions validity.<\/p>\n\n\n\n

I logged in to Keva, to look for my pensions amount. I received a notification that my pension is handled in another pension insurance company, and I then logged into their service. My lowest retirement age is 67 years and 11 months and highest 70 years. The estimation of the amount of pension did vary quite a lot with just a few years difference. I also tried the calculator in how much it affects to have bigger salary in the future. In this page I couldn\u2019t find a way to check the pension in age 63 and 68. I am though pretty sure that because my lowest retirement age is almost 5 years more than 63, my pension would be significantly lower in the age of 63.
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Digital stores<\/strong><\/p>\n\n\n\n

I visited Amazon and looked for an electric tea kettle that I had just bought from a local Prisma. It seemed that I could have gotten a very similar one with about 20% less money. I was unfamiliar with all the brands the search gave me and therefore I have no idea about the products\u2019 quality. A few of the products were very low in price and I looked for more product information. As an electric product, there was information of the voltage and wattage, but as a consumer, I am not sure if the information is reliable and therefore, I think there is a risk that the product may even be a hazard, especially when I couldn\u2019t find information about where the product is produced.
<\/p>\n\n\n\n

Digital services and applications<\/strong><\/p>\n\n\n\n

I looked up an online application Penno (www.penno.fi<\/a>). Penno is meant to help people to understand their financial situation and to manage it better with budgeting. I have tried Penno 4 years ago, when I didn\u2019t find it user friendly, because it does not have a mobile application, and I think that in today\u2019s world we would need a helpful mobile app to manage our personal finance. In Penno, it is possible to create different budgets, for example for living, food, travelling and saving. It is possible to log income and expenses and set them to happen either one time or regularly, as e.g. rent or electric bill. I tried the service again, and in my opinion the website is still too complicated to use and there are too many features on one page. It is laborious to log every purchase when the logging takes multiple clicks.<\/p>\n\n\n\n

A successful use of the service would require a lot of systematic use and routine, which are often the challenges the clients face in the social field, when needing help with budgeting or other financial questions. I think it is odd that Penno hasn\u2019t made a mobile app after all these years, but I understand that the organization may not have the financial resources to produce that kind of a project. There would be a great possibility for the organization to apply for funding to cocreate an application in cooperation with some ICT company.

<\/p>\n\n\n\n

Digitalization and Digital Gap<\/strong><\/p>\n\n\n\n

Digital gap is something that we have thought about a lot also in the social field among young adults. There are often situations where young adults don\u2019t have enough money to have a cell phone or internet connection in it to access different kind of social or health services. Young adults are also thought to be more able to use digital services than the elderly and therefore easily forgotten when designing new innovations to the social and health care. It may also be more difficult for young adults to ask help with digital services, as they \u201cshould\u201d know how to use them.<\/p>\n\n\n\n

There is a risk that many young adults don\u2019t even apply for services that could help their wellbeing or employment and education situations. The same risk can be noticed among the other age groups. As a housing- and financial counsellor I have also seen situations the digital gap has occurred situations where the person has accumulated debt or lost their rental apartment due debts, because not being able to access digital services.<\/p>\n\n\n\n

Digitalization is nowadays a norm in everyday life in many different areas. For example, as simple thing as paying in a store has become more and more digitalized, as it is possible to pay with smartphones and smartwatches. If it will educe the possibility to pay with a bank card or even cash, there will be people who are going to have difficulties in making purchases, which may lead to a increased need for help from social services, especially from the third sector.<\/p>\n\n\n\n

Digital Competence Test<\/strong><\/p>\n\n\n\n

I did the digital competence test, and I think I got a great result. I have the most competence in \u201cSafety\u201d and second most in \u201cInformation\u201d, which does not surprise me. I noticed that I am least familiar with \u201cproduction\u201d, especially when it comes to automation and digital exploration.<\/p>\n\n\n\n

Self evaluation<\/strong><\/p>\n\n\n\n

I did the assignments in the order they were showed and wrote notes after each assignment. I think this was a good method to make this blog post. I can see that my perspective is very limited because I have been working mainly only with young adults, and that is why it is more difficult for me to e.g. evaluate the digital gap in other age or client groups. This is a good point to also focus more on other client groups in the social field, via studies.<\/p>\n\n\n\n

I commented the following blogs:<\/p>\n\n\n\n

https:\/\/blogi.savonia.fi\/jenniinaharno\/digi-citizen\/<\/a><\/p>\n\n\n\n

https:\/\/blogi.savonia.fi\/marinblogisivut\/digi-citizen\/<\/a><\/p>\n\n\n\n

https:\/\/blogi.savonia.fi\/karoliinakiviaho\/digi-citizen\/<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

KELA, Omakanta & KEVA I use KELA\u2019s services only to pay the student healthcare payment in the OmaKela e-service. I have also used it before to apply for student benefit and to make a payment plan to pay back some of the student benefits. To get a European health care card, I used the search…<\/p>\n","protected":false},"author":11522,"featured_media":0,"parent":0,"menu_order":3,"comment_status":"open","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-12","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/blogi.savonia.fi\/vaisanensanna\/wp-json\/wp\/v2\/pages\/12","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blogi.savonia.fi\/vaisanensanna\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/blogi.savonia.fi\/vaisanensanna\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/blogi.savonia.fi\/vaisanensanna\/wp-json\/wp\/v2\/users\/11522"}],"replies":[{"embeddable":true,"href":"https:\/\/blogi.savonia.fi\/vaisanensanna\/wp-json\/wp\/v2\/comments?post=12"}],"version-history":[{"count":2,"href":"https:\/\/blogi.savonia.fi\/vaisanensanna\/wp-json\/wp\/v2\/pages\/12\/revisions"}],"predecessor-version":[{"id":32,"href":"https:\/\/blogi.savonia.fi\/vaisanensanna\/wp-json\/wp\/v2\/pages\/12\/revisions\/32"}],"wp:attachment":[{"href":"https:\/\/blogi.savonia.fi\/vaisanensanna\/wp-json\/wp\/v2\/media?parent=12"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}