I have over 20 years of experience in loans (mortgages and consumer loans) and over 15
years of experience with loan process development.
Employment history
Development Manager, S-Pankki
2017 July – Present
Key achievements:
• Project Manager/Development Manager in a project to automate decisions
and the whole process for unsecured consumer loans and cards
• Technical launch of the new loan insurance product for secured loans
• Product owner in various process development features
Product Manager/Product Owner, Oy Samlink Ab
2008 January – 2017 June
• Product Owner in a Scrum Team, responsibility of the product backlog
• Involved in relaunching loan application and -decision system for mortgages
• Product Manager role with five separate banks with loan decision, loan ledger
and collateral system development and maintenance
Underwrting Team Leader, Citibank
2004 December – 2008 January
• Responsibility of the underwriting team (10 persons)
• Process and system development from the launch of consumer loan in
Finland
Financial advisor, Hämeenlinnan Seudun Osuuspankki
2001 November – 2004 November
• Secured loan negotiations and decisions
Education
Master of Business Administration, Savonia
2022 –
Bachelor of Business Administration, HAMK of Applied
Siences
1998 – 2002
Courses
Professional Product Owner, Scrum.org
LVV (Legal rental agent), Keskuskauppakamari
