Citizen in Finland has quite much opportunities to manage their personal affairs digitally. You can see for example taxes from Omavero, healthcare data from Omakanta, social benefits and allowances from Omakela and bank services on your banks sites, without going away from your home. To all these services you need to log in by identifying yourself for exemple with bank credentials. I usually do it with my phone or computer. I have noticed that identifying yourself is difficult if person doesn’t have bank credentials. If the person also have physical difficulties to move, problems may be even bigger to take care of your business. At worst the humans financial matters, health care and basic needs are threatened.
KELA offers us many helpfull services. In my entire life I have used KELAs services as a student by getting student finansial aid and housing allowance. As a parent I have had pregnancy allowance, parental allowance, maternity package and at this moment child benefit. KELA’s services supports us to manage in our lives when life change. I didn’t have the European insurance card before, but now I got it to me and my children. I have allways had private insurance for travelling to cover unexpected illnesses on the way.
Getting old is globally big issue at this time. Big age groups are retiring, and more less we have work aged persons. They will need care and pension and our life expectancy has increased. Retirement age grows all the time and I’m sure, that sicness pension will become even more common. My retirement age can be at the earliest 67 years and 9 months and my real old age pension starts at 69 years and 5 months. If I continue working to target pension age, I will have 16% more pension. If I can have job, witch is payed better than this far, my pension can rise 40% of the current forecast.
Digital shopping is this day’s way to get what you want. Online shops offers much more selection compared to local shops. You can buy things also cheaper. Some online stores send purchases free of postage. This can already be seen in the cities being emptied of traditional shops. When I think about my shopping behavior. There is some things, that I still want to buy from traditional shops. Forexcample knitting yarns. I need to try what does it feel like and what colors suits for each other. If Ibknow the yarn, I can buy it online too. You need to be careful in some online shops. I always check out where the company are from. I have ordered from ebay few times, but I have disapointed to the material, size of product or it’s quality. Amazon was page, where I haven’t visited before this. It’s remarkable, how much pop-up windows shows up when you open the site. Booking.com and trivago are the sites, I have used. These all four online shops are quite similar. They offer the sales page for sigle person, or little company. Returnin is difficult, when products comes maybe from many different countries. Hotells are easier to change than products, so I think that people use travelling sites more easier and without prejudice. Websites reability is sometimes hard to evaluate. Those pop-up windows are thigs, that turns me away from the site. I am scared, that I click it accidentally.
The website I use the most at my work is NEUKO: https://www.terveysportti.fi/apps/dtk/nko/article/kou00009?toc=1112230. There I can find all instructions, when I’m not sure, do I need to send child for further research. It is very hard to remember all screening limits. This is the tool that is very necessary for the healthcare professionals. And it’s available for everybody.
Digital competences, interesting test about my skills this far. I think that it tells quite well about things, that I’m not good at. Automation, Configuration and Production and Sharing gets worst points of all. Safety and Communication gets the highest scores. Critical Evaluation is very hard today. I think that I am quite critical, but the criminality has developed skillful and noticing the fake website is getting more difficult.
This section of the course shows, how much we really have many kind of digital tools to help our lives. One of my parents is at this time round – the – clock nursing home and needs help at all daily activities. He hasn’t bank credentials or valid official ID card. Taking care about own business is very difficult at this moment, but I hope that situation it changing soon.
I commented on following sites: