DIGI CITIZEN

KELA

Kela takes care of the basic needs of people living in Finland and many Finns living abroad in different life situations. Social security evens out income differences between families and individuals and guarantees a sufficient livelihood for everyone.

I have received student allowance from Kela in my previous studies. By withdrawing the student allowance, it is also possible to get a student loan. In addition, for some time I have received housing allowance for future housing costs. However, I did not receive housing support for a long time, because my partner was working, which is why I was not entitled to support.

I have had the European health insurance card as long as I remember. You are entitled for the card if you are insured in Finland. The card is free. If you have this card, you should receive medically necessary treatment when you travel or stay in another EU or EEA country. Medically necessary treatment means treatment that cannot wait for you to return home. The doctor treating you decides what kind of treatment you will receive. You can order a European health insurance card from the OmaKela website. (Kela 2023.)

Kela 2023. Eurooppalainen sairaanhoitokortti. Päivitetty 1.3.2023. Luettu 19.4.2023. https://www.kela.fi/eurooppalainen-sairaanhoitokortti. 


OmaKanta

In OmaKanta, you can see health information and gradually information about social services. You can also request a prescription renewal or save a treatment will.

You can log into OmaKanta with:
- online banking credentials
- a mobile certificate
- a chip ID card that enables online transactions
- an organization card or a social and healthcare professional card (issued by the digital and population information agency)

I use online banking credentials to log in myself.

Kanta 2023. OmaKanta. Päivitetty 16.3.2023. Luettu 19.4.2023.  https://www.kanta.fi/omakanta.


Keva
Keva is Finland's largest pension insurer, which takes care of pension related matters.

My minimum retirement age is 68 years and 4 months, which I will reach on 25.05.2065. My retirement age has not yet been confirmed. If I work just under two years longer, I will get a little bit more pension. Unfortunately, the calculator cannot see the amount of the pension at the age of 63 because my lowest retirement age is 68.


Online shops

I don't often use online shops. For example returning clothes to an online shop sometimes feels annoying. I  prefer going to a clothing store so that I can directly get comfortable clothes and clothes in the right size. Although, the websites of clothing stores have indeed seemed reliable the times I have used them.

I have used Booking.com -site a few times. You can book a hotel or hostel on the site. The website offers you the cheapest price for the hotel of your choice. In my case the site has been reliable and no problems have arisen.

I have booked blood tests for myself or clients many times via the internet. The Fimlab site is user-friendly. You can book an appointment on the website without identifying yourself. You can make a reservation with your name, so you don't have to enter your social security number on the internet. I have found the site convenient and reliable. There have not been any problems.


Digitalization and digital gap

If someone doesn't use virtual sites at all, they probably don't have as many choices in clothes compared to people who use virtual sites. There are also many more appointments available for blood tests on the internet. Moreover it can be challenging to reach someone by phone these days to make an appointment. This creates inequality between people.


The Digital Competence Test
Self-assessment

Some things were already familiar, but I also learned new. After doing the digital competence test I think I need to be more careful on the internet. I think some times I do things without thinking too much. The tasks in the section were good and thought-provoking.


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